Speak the right legal words. Stop illegal recovery pressure.
You handle the call. We give you the law.
Agent calls you aggressively
Exact legal words provided
Agent forced to follow law
Clear answers for borrowers who want to shut down illegal recovery pressure — legally, calmly, confidently.
Threatening arrest for loan default is illegal. Loan default is a civil issue, not a criminal offense. Any such threat violates RBI Fair Practices Code and IPC provisions on criminal intimidation. Our scripts train you to shut this down instantly — on call.
Repeated calls, abuse, or pressure tactics amount to harassment. Our scripts legally warn the agent that calls are recorded and will be escalated to RBI, Banking Ombudsman, and police if continued — which usually stops the behavior immediately.
Yes. You can legally restrict communication to written mode only. Our scripts show you exactly how to communicate this boundary so agents are forced to comply.
Unannounced visits and public humiliation are strictly prohibited. Our scripts clearly warn agents of trespass and harassment consequences if they violate RBI guidelines.
Yes. These scripts are designed from real recovery call patterns. Once agents sense legal awareness and escalation readiness, pressure tactics usually stop.
100% legal. Every script is grounded in RBI circulars, IPC provisions, and consumer protection law. There is no abusive language — only firm, lawful communication.
Absolutely. App loan and NBFC recovery tactics are often the most aggressive. This library includes dedicated scripts tailored specifically for such cases.
Anyone trying to evade repayment illegally or threaten lenders should not use this. This library is for borrowers seeking lawful protection and dignity.
Don’t argue. Don’t panic. Learn exactly what to say — legally.
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